How does the mortgage process work?
What is the process behind applying for and settling a mortgage with us in China and Hong Kong.
Initial Consultation –
We work with you on your terms. WeChat and Whatsapp Face to face meetings, phone, email, SMS. To understand your mortgage goals and objections.
Present Credit Advice
Research available options from our panel of 30 Australian lenders. Present suitable finance structure & recommend credit advice and lending options.
Lodge Application
Lodgement of the bank application, supporting documents & follow up with the bank on the progress of settlement.
Formal Approval
We work with the Australian lender, to satisfy any outstanding issues to ensure formal approval is issued in a timely manner.
Settlement
Supervise of the loan until settlement, liaise with other third parties involved to ensure settlement occurs and the transaction is closed off.
Annual Review
Scheduled annual review of the current situation, to review financial goals and current loan products.